Our Fees & Services
Our services are provided for a flat annual fee (invoiced monthly/quarterly).
Can be paid from investment accounts or ACH.
What We Cover
You are high earning with $500k+ investment assets.
Equity Comp Planning
At TwoTen Planning, we specialize in helping tech executives and professionals navigate the complexities of equity compensation.
We guide you through managing stock options, RSUs, and other deferred compensation to maximize the value of your equity while minimizing tax burdens. Our tailored approach covers key areas like vesting schedules, tax-efficient stock option exercises, and diversification strategies. We also provide expertise in ESPPs, Mega Backdoor Roths, and Nonqualified Deferred Compensation plans, ensuring your equity aligns with your broader financial goals.
With comprehensive tax modeling, risk management, and liquidity planning, we help you make informed decisions that support long-term financial security.
Financial Planning
At TwoTen Planning, we provide customized financial planning designed for tech executives and professionals, helping you achieve financial clarity and confidence.
Our services cover key areas such as cash flow and tax planning, estate and insurance planning, and debt and education strategies. We create personalized plans that address your income, expenses, and savings while reducing your tax burden, protecting your legacy, and managing risks.
Whether it's navigating equity compensation, maximizing charitable impact, or aligning your financial plan with your life’s purpose, we ensure that every decision moves you closer to your most important goals.
Invesment Planning
At TwoTen Planning, our investment strategies are grounded in evidence-based investing, designed to help tech executives and professionals grow and preserve wealth.
We focus on building diversified portfolios aligned with your financial goals through strategic asset placement and regular rebalancing. Our approach includes tax-efficient strategies such as tax-loss harvesting to minimize liabilities and optimize returns. We also assess your risk tolerance to ensure your investments match your comfort level, and develop a personalized Investment Policy Statement to guide your long-term strategy.
With a focus on disciplined, research-driven investing, we help you stay on track to meet your financial objectives.
Pricing Tailored to You.
| Total Asset Value | Annual Fee | Paid Quarterly |
|---|---|---|
| Below $1M | $8,000 | $2,000 |
| $1M - $2M | $10,000 | $2,500 |
| $2M - $4M | $15,000 | $3,750 |
| Above $4M | Custom |
*Total Asset Value includes, but is not limited to, assets in cash, bank accounts, brokerage accounts, vested equity compensation, IRAs, employer plans, college savings, HSAs, and other investments.
Excluded: Primary residence/real estate, personal property, goodwill, franchise rights, patents, copyrights, and other intangible assets.
For clients with a Total Asset Value above $4M, the annual fee will be custom priced based on complexity.
Fees are reviewed and adjusted annually at calendar year end, per client.
- Restricted Stock/RSUs/PSUs
- NQSOs and ISOs
- Nonqualified Deferred Compensation (NQDC)
- Employee Stock Purchase Plans (ESPPs)
- Mega Backdoor Roth and Roth Conversions
- Valuation and Investment Risk Analysis
- Tax and Cash Flow Strategy Modeling
- Cash Flow Planning and Financial Projections
- Tax Planning
- Estate Planning
- Insurance Planning and Employee Benefit Planning
- Charitable Planning and Giving
- Debt Analysis
- Education Planning
- Life Planning - Values, Purpose, Goals
- Evidence-Based Investing
- Rebalancing
- Tax Harvesting
- Asset Placement
- Risk Assessment
- Investment Policy Statement
Please see Item 5 of our Form ADV Part 2 for additional information on our Fees and Services.
Book Your Free Assessment
We'll start with just a simple conversation with no commitments.
Our calls are always relaxed and hassle-free. Guaranteed.
“For I know the plans that I have for you,’ declares the Lord, ‘plans for prosperity and not for disaster, to give you a future and a hope.”
