Schedule a 20 Minute Call
Book your 20-30 minute call, virtual meet, or coffee chat to see if our expertise aligns with your needs.
After all, you wouldn’t ask a web designer to fix your Wi-Fi!
Your Free Wealth Assessment.
An easy three-step process with a faith-driven approach designed to see if we’re the right fit for your journey towards financial stewardship.
Equity Comp Analysis
Financial & Investment Review
Tax Analysis
We're Financial Advisors Who Deliver Outstanding Results For...
Ages 40+
Those nearing mid-life who are seeking expert financial advice and strategic planning
High Earning
Diligent savers with high investments (excluding real estate).
Those Busy
Feeling stressed, busy, or unorganized with equity compensation questions
Your Free Financial Assessment
See how our 3-step process can help you reduce taxes and grow your wealth with a values-driven approach.
Step #1
Step #2
Discovery Meeting
Join us for a comfortable 60-minute chat, whether in-person or virtually, to discuss your financial situation, goals, and what matters most, helping us offer tailored advice.
Like a mechanic, it’s important to diagnose before we start working together!
Step #3
Assessment Review
In this meeting you'll receive your Wealth Assessment that lists our recommendations and identifies the value we can add to improve your financial situation.
We’ll explain everything in simple terms, guiding you on maximizing investments, reducing taxes, and working towards your financial dreams!
Think About It!
As we come to the end of our process, we have one simple ask from you: take your time and think about it. We believe in building lasting relationships, not just completing transactions. If you feel we're not the right fit for you, we'll help you find someone who is. We won't use hard-sell tactics or pressure you into anything—just real advice with your best interest in mind!
Step #1: Schedule a Call
Still Have a Question?
Take a look at our FAQs, and if you have any specific questions, feel free to reach out to us!
Why should I consider hiring TwoTen Planning?
You should consider hiring us if you want to:
- Better navigate your equity compensation, and establish a decision framework to optimize your granted awards.
- Develop proactive tax planning strategies to reduce your taxes.
- Manage stock concentration risk and diversify holdings to build wealth.
- Invest wisely based on academic research, not based on speculation or predictions.
- Get financially organized and prepared to avoid making big mistakes.
- Protect your assets and income from an untimely life event.
You can learn more about our capabilities by checking out our case studies or by reading our blog.
How are you different from other financial advisors?
Here are the key points that separate TwoTen Planning from the sea of financial professionals:
- Tech and equity compensation focused.
We specialize in working with tech executives and professionals. We help you to navigate and maximize your equity comp, reduce taxes, manage risk, and invest wisely.
- We manage more than your investments.
Your investments are important, but they are not everything! We take a comprehensive approach to your whole financial life, including broader financial planning topics (goals, values, cash flow, estate, insurance, and education planning), tax planning, and equity compensation planning.
The role of money is to serve your life, so let’s figure out what the money is for! Then we can do the planning and invest accordingly.
- We exemplify these qualities: Fiduciary, Fee-Only, Transparency, Honesty.
If you would like to explore a potential fit with us, we would welcome a complimentary conversation. Please schedule an Intro Visit.
How does TwoTen Planning get paid?
Our fee is structured as a fixed annual fee that is paid either monthly or quarterly, in arrears. The fee is based on total asset value tiers. Please see our pricing structure here. We only receive compensation from our clients, never through commissions, kickbacks, or other undisclosed sources. Custodians may impose other fees or transaction costs that are exclusive of and in addition to TwoTen’s fees.
Where will my investments be held?
We seek to provide you with an excellent investment experience. To help accomplish this, we work closely with Altruist, a custodian that only partners with Registered Investment Advisor firms. Altruist is a modern custodian that utilizes financial technology to improve the client experience. You will have the capability to view your investment holdings at any time on Altruist.
What services do you offer?
To best help you meet your financial needs, TwoTen Planning provides services including:
- Equity compensation planning (RSUs/ISOs/NQSOs/ESPPs/NQDC/etc.)
- Financial planning (Cash flow planning, Estate planning, Risk management, Financial projections, Charitable planning, etc.)
- Tax planning
- Investment management
What is your investment philosophy, and how will you manage my money?
We believe in and adhere to a disciplined, long-term, evidence-based approach to investing that is backed by academic research.
We don’t speculate or engage in predicting/timing capital markets.
See our full investment philosophy here.
TwoTen Planning will provide appropriate investment options, explain the associated risks, and make prudent recommendations specific to your situation. TwoTen will manage your investment accounts on a discretionary basis within the framework of our investment philosophy, process, and policy, ultimately aimed at meeting your goals.
Step #1: Schedule Your 20-Min Call
This call marks our beginning! It's a laid-back chance to discuss, get answers to your questions, and determine if we align with your financial goals and aspirations.
"Wealth gained hastily will dwindle, but whoever gathers little by little will increase it."
-Proverbs 13:11
